Do I Need a Credit Score? As many of you know, I am a huge Dave Ramsey fan and his plan helped us pay off $45,000 in 17 months. He knows what he is talking about and his way of thinking works. He believes that you do not need a credit score to make it in the world. This has obviously ... Read More about Do I Need a Credit Score?
Should I Consolidate or Refinance My Debt?
Should I Consolidate or Refinance My Debt? This post contains affiliate links. This helps support my small business. For more information see my Disclaimer and Privacy Policy. If you are asking if "Should I consolidate or refinance my debt?", I am going to guess that you believe this will help ... Read More about Should I Consolidate or Refinance My Debt?
Valentine’s Day Guide to Saving Money
Valentine's Day Guide to Saving Money I have never been a big fan of big extravagant gifts for Valentine's Day. For the most part, my husband and I don't really do anything for Valentine's Day except maybe go out to eat a week or so before or after. Neither one of us want to deal with the ... Read More about Valentine’s Day Guide to Saving Money
5 Steps to Control Your Spending!
5 Steps to Control Your Spending The idea of a budget is good in theory but if you do not learn how to control your spending, a budget is not going to do you any good. I think of a budget similar to when I try to lose weight. The only way I can lose weight is to keep track of the calories I eat and ... Read More about 5 Steps to Control Your Spending!
How to Save Money on Diapers and Wipes
I am so thankful my youngest is FINALLY potty trained! She decided about 2 weeks ago that she was going to use the potty 100% of the time, she is 3yrs old. I know that each child does this in their own time but hearing other moms say they had theirs trained at 18 months makes me jealous. I ... Read More about How to Save Money on Diapers and Wipes
5 Reasons a 401(k) loan is a Bad Idea
5 Reasons a 401(k) loan is a Bad Idea There are several reasons that a 401(k) loan is a bad idea, I know some of them from personal experience. I personally would never do another one unless it was to avoid a foreclosure or bankruptcy and even then I probably wouldn't do it. We decided to do one to ... Read More about 5 Reasons a 401(k) loan is a Bad Idea
How to Get Your Spouse on Board with a Budget
So, now that you are on board with a budget and paying off debt, how do you get your spouse on board? When I discovered Dave Ramsey and got so excited (my husband says obsessed) about paying off debt, my husband wasn't quite as excited as I was. He figured this was my new obsession and I would ... Read More about How to Get Your Spouse on Board with a Budget