Having debt in collections can really hurt your credit which can make it hard to find someplace to rent, increase your car insurance and even keep you from certain jobs! I know that Dave Ramsey says you don't need a credit score but having a bad credit score will hurt you. But there are ways ... Read More about 3 Easy Tips To Pay Off Collections
It can be so hard to buy gifts for teachers because they get tons and tons of gifts every year. They have plenty of coffee mugs, lotions, and apples to last them a lifetime. So what should you get a teacher that is inexpensive but they will still actually want. This is a great list of ... Read More about 5+ Cheap Teacher Gifts That They Will Actually Want!
It's that time of year that you are beginning to think about how the heck to pay for Christmas and all the other holidays smashed together in a month. If you haven't already started planning, it can feel very overwhelming to think about how to do all the things and pay for it all. You ... Read More about How To Budget For Christmas and Avoid Debt
Having a hard time navigating life insurance? Bestow, is a new innovative way! Yes, Bestow is actually the name of the company that is aiming to make getting term life insurance easier, simpler, and human. The financial burdens with a lack of insurance could be tragic, especially ... Read More about Bestow, a New, Human Way to Get Term Life Insurance
It seems everyone has Amazon Prime now. It is wildly popular and so convenient. But is Amazon Prime worth the cost? Especially now that they raised the price to $120 annually. If you are trying to pay down debt or cut expenses, you should consider whether this is a good price for you. It ... Read More about Should You Pay For Amazon Prime When Paying Off Debt? Is it Worth it?
I just download this new cash back rewards app and I have to admit, I am LOVING it! I never got on the Ibotta bandwagon, from what I heard it seemed complicated and took too much time. I tried the Walmart Savings Catcher App but once I started mostly shopping online, I didn't get points for ... Read More about Fetch Rewards Review: Get Rewards for Shopping!
Determining how much you should be spending on each budget category can get confusing and depend on your income. When you break it down by percentages, it can be easier to know if you are overspending on one category. The percentages can also change depending on your financial goals. If ... Read More about What Should Your Household Budget Percentages Be?