March Blog Update & April Goals I seem to have gotten lazy on my blog posts and decided I need to keep up with my monthly updates and set goals for myself for the next month. This will help keep me accountable and track my progress. Much like a written budget, it keeps me motivated and ... Read More about March Blog Update & April Goals
Why You Should Save A $1000 Baby Emergency Fund
Why You Should Save A $1000 Baby Emergency Fund I have given a brief overview of the Dave Ramsey baby steps in my post about How I Paid off $45,000 in debt in 17 months. The first step, or Baby Step 1, is saving $1000 as a baby emergency fund. For some people this will be a harder step than ... Read More about Why You Should Save A $1000 Baby Emergency Fund
How to Save On Birthday Parties!
How to Save On Birthday Parties My oldest just turned 6 years old last week and I still can't believe that I am getting that old! I mean that she is getting that old. I lucked out and have 2 girls so I have been able to save money on a lot of things by reusing items. Here are some ways that I save ... Read More about How to Save On Birthday Parties!
Why We Are Saving for an Emergency
Why We Are Saving For An Emergency As most of you know, we follow the Dave Ramsey plan for personal finances. We haven't followed his plan exactly the entire time but we are for the most part. We are consumer debt free (everything but the mortgage) and are currently working on saving our ... Read More about Why We Are Saving for an Emergency
How We Paid Off $45,000 in 17 Months
In March 2015, I was desperate and looking for a debt pay off plan to help me get out of the mess we were in. It all started when we bought a huge house and then needed to renovate it when we got pregnant with our second child. We ended up taking our a 401k loan for the renovation. Then a couple ... Read More about How We Paid Off $45,000 in 17 Months
Why You Should Start Paying Off Your Debt
Seven Benefits of Being Debt Free I have written a few posts about my family's journey to pay off our debt. We are currently debt free, besides the mortgage. I did not realize until I started this blog that so many people like us were out there. There are many benefits of being debt ... Read More about Why You Should Start Paying Off Your Debt
Why I’m Glad We Sacrificed To Be Debt Free
Our debt free journey began in May of 2015 with $45,000 in consumer debt which didn't include our mortgage. It took us 17 months to pay it all off. Obviously we made a lot of sacrifices during that time to accomplish our goal. I was asked during this time if I died tomorrow would I still be glad I ... Read More about Why I’m Glad We Sacrificed To Be Debt Free