In March 2015, I was desperate and looking for a debt pay off plan to help me get out of the mess we were in. It all started when we bought a huge house and then needed to renovate it when we got pregnant with our second child.We ended up taking our a 401k loan for the renovation. Then a couple ... Read More about How We Paid Off $45,000 in 17 Months
Why You Should Start Paying Off Your Debt
Seven Benefits of Being Debt FreeI have written a few posts about my family's journey to pay off our debt. We are currently debt free, besides the mortgage. I did not realize until I started this blog that so many people like us were out there. There are many benefits of being debt free.I have been ... Read More about Why You Should Start Paying Off Your Debt
Why I’m Glad We Sacrificed To Be Debt Free
Our debt free journey began in May of 2015 with $45,000 in consumer debt which didn't include our mortgage. It took us 17 months to pay it all off. Obviously we made a lot of sacrifices during that time to accomplish our goal. I was asked during this time if I died tomorrow would I still be glad I ... Read More about Why I’m Glad We Sacrificed To Be Debt Free
Do I Need a Credit Score?
Do I Need a Credit Score? As many of you know, I am a huge Dave Ramsey fan and his plan helped us pay off $45,000 in 17 months. He knows what he is talking about and his way of thinking works. He believes that you do not need a credit score to make it in the world. This has obviously ... Read More about Do I Need a Credit Score?
Should I Consolidate or Refinance My Debt?
Should I Consolidate or Refinance My Debt? This post contains affiliate links. This helps support my small business. For more information see my Disclaimer and Privacy Policy. If you are asking if "Should I consolidate or refinance my debt?", I am going to guess that you believe this will help ... Read More about Should I Consolidate or Refinance My Debt?
Valentine’s Day Guide to Saving Money
Valentine's Day Guide to Saving Money I have never been a big fan of big extravagant gifts for Valentine's Day. For the most part, my husband and I don't really do anything for Valentine's Day except maybe go out to eat a week or so before or after. Neither one of us want to deal with the ... Read More about Valentine’s Day Guide to Saving Money
5 Steps to Control Your Spending!
5 Steps to Control Your Spending The idea of a budget is good in theory but if you do not learn how to control your spending, a budget is not going to do you any good. I think of a budget similar to when I try to lose weight. The only way I can lose weight is to keep track of the calories I eat and ... Read More about 5 Steps to Control Your Spending!