Why You Should Save A $1000 Baby Emergency Fund I have given a brief overview of the Dave Ramsey baby steps in my post about How I Paid off $45,000 in debt in 17 months. The first step, or Baby Step 1, is saving $1000 as a baby emergency fund. For some people this will be a harder step than ... Read More about Why You Should Save A $1000 Baby Emergency Fund
How to Save On Birthday Parties My oldest just turned 6 years old last week and I still can't believe that I am getting that old! I mean that she is getting that old. I lucked out and have 2 girls so I have been able to save money on a lot of things by reusing items. Here are some ways that I save ... Read More about How to Save On Birthday Parties!
How to Save Money in 5 Easy Steps Whether you are trying to save for an emergency, pay off debt, or just getting your budget under control, saving money and cutting expenses should be the first step. There are lots of ways to save money and here are 5 ways to save money today. No Spend ... Read More about How to Save Money in 5 Easy Steps
Why We Are Saving For An Emergency As most of you know, we follow the Dave Ramsey plan for personal finances. We haven't followed his plan exactly the entire time but we are for the most part. We are consumer debt free (everything but the mortgage) and are currently working on saving our ... Read More about Why We Are Saving for an Emergency
In March 2015, I was desperate and looking for a debt pay off plan to help me get out of the mess we were in. It all started when we bought a huge house and then needed to renovate it when we got pregnant with our second child. We ended up taking our a 401k loan for the renovation. Then a couple ... Read More about How We Paid Off $45,000 in 17 Months
Why You Should Start Paying Off Your Debt I have written a couple of posts now about our journey with paying off our debt. We are currently debt free, besides the mortgage. I did not realize until I started this blog, that there were so many people like us out there. I have been ... Read More about Why You Should Start Paying Off Your Debt
How to Supercharge Your Savings in 5 Easy Steps Our family is currently building our 3-6 month emergency fund or baby step 3 for the Dave Ramsey folks. This step has in some ways been harder than paying off our consumer debt. We paid off our consumer debt in 17 months and had to restrict ourselfs ... Read More about How to Supercharge Your Savings 5 Easy Steps