Our debt free journey began in May of 2015 with $45,000 in consumer debt which didn't include our mortgage. It took us 17 months to pay it all off. Obviously we made a lot of sacrifices during that time to accomplish our goal. I was asked during this time if I died tomorrow would I still be glad I ... Read More about Why I’m Glad We Sacrificed To Be Debt Free
Do I Need a Credit Score? As many of you know, I am a huge Dave Ramsey fan and his plan helped us pay off $45,000 in 17 months. He knows what he is talking about and his way of thinking works. He believes that you do not need a credit score to make it in the world. This has obviously ... Read More about Do I Need a Credit Score?
My First Month! I officially launched my blog on Sunday January 8th , 2017 with one post. To say that I was under prepared is an understatement. I decided the Thursday before that I wanted to start a blog and jumped in with both feet. It took me some time to figure out how to create a website let ... Read More about My First Month in Review
Valentine's Day Guide to Saving Money I have never been a big fan of big extravagant gifts for Valentine's Day. For the most part, my husband and I don't really do anything for Valentine's Day except maybe go out to eat a week or so before or after. Neither one of us want to deal with the ... Read More about Valentine’s Day Guide to Saving Money
5 Steps to Control Your Spending The idea of a budget is good in theory but if you do not learn how to control your spending, a budget is not going to do you any good. I think of a budget similar to when I try to lose weight. The only way I can lose weight is to keep track of the calories I eat and ... Read More about 5 Steps to Control Your Spending!
I am so thankful my youngest is FINALLY potty trained! She decided about 2 weeks ago that she was going to use the potty 100% of the time, she is 3yrs old. I know that each child does this in their own time but hearing other moms say they had theirs trained at 18 months makes me jealous. I ... Read More about How to Save Money on Diapers and Wipes