Terms and conditions of Patrick Consulting, LLC, DBA Budgets Made Easy and The Money Mindset Podcast.
By purchasing a product or service from Patrick Consulting, LLC, or receiving free information, worksheets, printable, webinars, workshops, social media content, and other intellectual property, you agree to the following terms.
All products and services are the property of Patrick Consulting, LLC.
You shall not copy, transfer, share, sell, reproduce, any material, whether paid or free to any other person, business, or entity.
The content provided by Patrick Consulting, LLC, including but not limited to; content on this website, in printed material, workshops, webinars, podcasts, and social media, shall not be replicated or reproduced for personal or commercial use and remains the intellectual property of Patrick Consulting, LLC.
Lifetime Access
If lifetime access was included with your purchase at the time you purchased it, you will have access to the version of the product you are purchasing for as long as the product exists. This means you are not entitled to future product updates, bonuses, or additional content added at a later date, but you will maintain access to the version of the product you purchased as long as it is offered for sale. If the product you purchased is discontinued (no longer offered for sale), you will no longer have access to it.
Patrick Consulting, LLC reserves the right to discontinue a product or service at any time with or without prior notice.
Lifetime access is not included with Money Success Coaching. If you cancel your subscription, you will lose access to all of the materials.
Digital Products
Given the digital nature of products produced by Patrick Consulting, LLC, no refunds will be issued. If you are unsatisfied with a purchase, please email us at ashley@budgetsmadeeasy.com.
Digital products include all printable workbooks and worksheets including but not limited to; Crush Your Debt Workbook, Budget Planner, Meal Planning Made Easy, Saving Challenges, Trackers, worksheets, and Cash Envelopes.
Budget Spreadsheet
If you are not satisfied with the budget spreadsheet, you may request a refund within 7 days of purchase.
All In Access Pass
There are no refunds on the “All In” Access Pass. Since this includes digital products and is a limited quantity and time offer, no refunds will be given.
The All In Access Pass includes all current Budgets Made Easy products, and future products available in 12 months from purchase. This does not include past products that are no longer available.
This includes Money Success Coaching for 12 months. Once the 12 months is up, access to Money Success Coaching will be terminated unless you join the membership.
You will retain access to all other products and courses for the “lifetime” of that course and any updates within the 12 months. You will not receive updates to any products after the 12 months from date of purchase.
Courses
Budget Reboot Toolkit
The refund period for the Budget Reboot Toolkit is 7 days from purchase.
7 Day Budget Challenge
The refund period for the 7 Day Budget Challenge is 7 days from purchase.
Debt Pay Off Made Easy
The refund period for the Debt Pay Off Made Easy is 14 days from purchase.
If you choose the split-pay option, this only applies to the course and won’t be applied to any other products added to your purchase. If your second payments does not go through, you will lose access immediately to the course and all your bonuses until you make the second payment. This includes the Facebook group.
If you do not finish making payments, you will not receive access to the course or bonuses, including the Facebook group.
HOPE Money Roadmap
The refund period for the HOPE Money Roadmap is 14 days from purchase.
Membership Community
If you join Budgets Made Easy Money Success Coaching, no refunds will be issued once a payment has been processed. If you wish to leave the community, email us at ashley@budgetsmadeeasy.com before your next payment is processed.
By joining the community, you agree that you will keep everything confidential and will not repeat or disclose any information about anyone else in the group.
You will also not name anyone in the group.
Everything is to be kept discreet and confidential.
If you violate these terms and conditions, you will be removed from the Membership Community and no refunds will be issued.
You will have access to all the materials as long as you are an active paying member of the membership.
If you cancel, you will no longer have access to past materials.
Facebook Groups
By being a member of Budgets Made Easy’s Facebook groups, currently, Budgeting for Beginners, Budgets Made Easy Budget Challenge, Debt Pay Off Made Easy, BME Money Success Coaching you agree to these terms and conditions.
You agree to not self-promote in the group.
You agree to keep everything confidential and discreet.
You will not harass or intimidate anyone in the group.
You will not screenshot or share information that is shared inside of the group.
If you violate these terms, you will be removed and will not receive a refund.
Coaching Services
By purchasing a coaching package or other coaching services, you agree to the following terms.
No refunds will be issues. Once purchased you agree to fill out the given forms and information prior to meeting for the first time.
Once you sign up for services, your purchase does not expire. However, it is up to you to take the initial steps so we can make the most of your and my time.
Advice
The information provided on this site is based on my own personal experience and Ramsey Solutions Master Financial Coaching training and is not to be construed as professional advice.
I am not a financial advisor or planner, nor am I a CPA. The contents of this site and the resources provided are for informational and entertainment purposes only and do not constitute financial, accounting, or legal advice.
Patrick Consulting, LLC, is not liable for any losses or damages related to actions or failure to act related to the content on this website.
All stories, examples, testimonials, and real life debt pay off stories are examples of success meant to inspire and encourage you and are not a guarantee of your success.